August 23, 2013

Home Loan Rate Increased by ICICI AND HDFC BY 0.25 Basis




India's largest mortgage lender Housing Development Finance Corporation (HDFC) and largest private sector lender ICICI Bank have increased their lending rates by 25 basis points each from today.
The action will follow lending rate hikes by other large and mid-sized private banks including HDFC Bank, Axis Bank and YES Bank.

"Borrowing cost is becoming expensive. Retail loan demand is expected to decline if the current situation persists. There is uncertainty over jobs and salary increments, while inflation is on the rise. Consumers will not be too keen to borrow money in this environment. 

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